Are you in a financial crisis where you need cash to meet some of your needs? This article presents you with 15 Best Mobile Loan Apps in Kenya With Low Interest Rates where you can borrow money fast.

Most loan apps in Kenya simplify the lending process by not involving paperwork. Moreover, most do not use credit scores when issuing loans because most borrowers prefer loan apps in Kenya without CRB checks.

Best Mobile Loan Apps in Kenya With Low Interest Rates

Mobile Loan apps in Kenya thrive due to extensive internet and telecommunications network coverage. More lending apps are joining the Kenyan market network because more and more people need personal and business loans.

Digital mobile loaning apps are more popular than banks because they instantly provide loans once you register.

1. Zidisha

One of the top new lending mobile loan apps in Kenya is called Zidisha. It is a nonprofit lending platform, and individual lenders, not the company itself, provide your credit.

The app exclusively links borrowers and lenders. To be eligible for Zidisha credit, you must be employed or operating a business, have a current Facebook account, a national ID, a registered Safaricom sim card, and a solid credit history.

2. Tala

Inventure Mobile Limited’s Tala is a mobile-based lending business that offers customers in Kenya quick digital loans. The organization offers loans of up to Ksh 30,000 and employs cutting-edge technology to evaluate a person’s creditworthiness. Two weeks to six months are allowed for payback.

3. Eazzy

Like other loan apps in Kenya, Equity bank’s Eazzy app gives instant loans within 24 hours of successful application. The loans are disbursed to your Equity bank account, Mpesa line, or Equitel sim card.

Dial *247# to get the loan directly to your sim card instead of using the app. You are eligible for up to KSh3 million in credit, and the system determines your loan limit. It also offers a flexible repayment period of up to 12 months.

4. Branch

Branch (by Branch International) is another popular mobile loan app in Kenya that provides fast loans to Kenyans. It also uses advanced technology to assess creditworthiness and offers loans of up to KES 30,000 with repayment terms ranging from one week to six months.

5. Apesa

Apesa is among the mobile loan apps in Kenya with quality customer service. It is a reliable and safe channel to access loans instantly on a smartphone. Registered users of the Apesa app can borrow up to Ksh.50,000 in three simple steps. The app deposits the loan to your account the same day you apply.

6. Okash

Okash is a mobile-based loan app that provides quick loans to individuals and small businesses in Kenya. It offers loans of up to KES 50,000 with repayment terms ranging from one week to six months.

7. KashPlus

If you seek a reliable loan app in Kenya, KashPlus is your best bet. You can download this mobile loan application from the Google Play Store and install it on your Android phone. Register to access personal loans instantly on your phone. The app offers loans from Ksh.2,000 to Ksh.50,000 for 90 to 365 days and at an interest rate of 1.3% per month (16% per year).

8. KCB M-PESA

KCB M-PESA is a mobile banking service offered by Kenya Commercial Bank in partnership with Safaricom. It allows customers to access quick loans of up to KES 1 million with repayment terms ranging from one week to twelve months. KCB M-PESA loans have low-interest rates and are preferred by many Kenyans.

9. Hustler Fund

Hustler Fund is a financial service provider (by the Kenyan Government) that provides loans and savings services to individuals and small businesses in Kenya.

With Hustler Fund, borrowers can receive loans ranging from Ksh 500 to Ksh 300,000 and repay the loan within up to 36 months. The loan application process is quick and easy

10. Timiza

Timiza is a mobile loan app offered by Barclays Bank Kenya. It provides quick loans to individuals and small businesses in Kenya. Its repayment period also ranges from one week to twelve months.

11. M-Shwari

M-Shwari is a mobile banking service offered by the Commercial Bank of Africa (NCBA) in partnership with Safaricom’s M-PESA mobile money platform in Kenya.

It offers savings and loan services to its customers through their mobile phones. The loan service allows customers to borrow from Ksh 100 to Ksh 70,000, with repayment terms of up to 30 days.

12. Zenka

Zenka is a mobile loan app that provides quick and convenient loans to Kenyan citizens. The app uses a proprietary credit scoring algorithm to assess creditworthiness and make real-time loan decisions. With Zenka, borrowers can apply for up to Ksh 50,000 and repay the loan within 30 days.

13. Shika

Shika mobile Loan is a mobile-based loan app that provides fast loans to individuals and small businesses in Kenya. It offers mobile loans of up to Ksh 30,000 with repayment terms of up to six months.

14. Haraka

Haraka is a mobile loan app that provides quick, flexible, affordable loans to Kenyan citizens. It uses a proprietary credit scoring algorithm to assess creditworthiness and make real-time loan decisions.

15. Fuliza

This mobile loan is also a collaboration between M-PESA and the Commercial Bank of Africa (NCBA) and allows M-PESA users to borrow airtime or money to pay for goods and services.

Do you want to earn money online and get paid via Mpesa? If so, you’re lucky! In this article, we will discuss 10 Earning Apps That Pays Via Mpesa in Kenya. These apps allow users to make money by completing surveys, taking quizzes, playing games, watching videos, and downloading apps.

The app will send you Money on your Mpesa immediately once you complete all that it wants you to do.

10 Earning Apps That Pays Via Mpesa

There are many ways to make money online with your smartphone. And you do not even require prior experience to sufficiently facilitate this side-hustle. Since you might have a lot of free time on your hand, the best apps for making money would give you a sufficient and reliable source of income.

Users can earn between Kshs 500 and Kshs 5000 daily, depending on the app and your input.

1. PAKAKUMI APP

Pakumi is an online game that encourages social interaction and provides entertainment and financial gain. It’s a fair game that has been played for a while, and many Kenyans are already involved. Pakumi readily accepts Mpesa payments, and thus it is the best option for you to consider. Read More about pakakumi tricks

PakaKumi is a fun online multiplayer game with a lot of different ways to play. It’s exciting and entertaining. It has the potential to make you a millionaire. To Join Pakakumi, Click here to register

2. XM Forex Trading APP

XM is a forex broker that offers trading in a wide range of currency pairs, as well as other financial instruments such as commodities, indices, stocks, and cryptocurrencies. Read more about XM here

They offer a variety of trading platforms, including the popular MetaTrader 4 and MetaTrader 5 platforms, as well as a WebTrader platform that can be accessed from any web browser.

XM is known for providing a high level of customer service, as well as tight spreads and fast trade execution. Join XM Now

3. PesaCrash

PesaCrash is a thrilling unique online casino game that is taking over the gaming sector in Kenya by storm. The game lets you win by multiplying your stake amount. Join Pesacrash Now

This betting website offers you a chance to win Ksh30,000 after 30 seconds with a stake of Ksh 10 and up to Ksh1 million daily. You don’t have to wait for 90 minutes to be over. With Pesacrash, you can win and get instant withdrawals anytime, anywhere. Read More

4. TimeBucks APP

TimeBucks is a Get-Paid-To site that rewards you in real cash for completing some simple tasks.

Making money with Timebucks in Kenya includes simple tasks such as taking surveys, polling, watching videos, installing mobile apps(free), playing games, viewing slideshows, simply doing a search, referring friends and much more. Register here

As a result, over 10,000,000 users around the world and in Kenya use TimeBucks to make extra cash. Read More about TimeBucks

5. SproutGigs

SproutGigs is a website that provides online work for anybody looking to earn money and a place for employers to get small tasks done by easily hiring people from all across the globe.

You can get money with SproutGigs by doing numerous microtasks including viewing some websites, subscribing, following, downloading, posting, commenting, writing reviews, and more.

There are simply a few social media accounts and some general requirements, depending on the positions you apply for. Read More

6. Star Clicks

By clicking on adverts on star-click.com, you may make money online. The finest website for generating money online from home is Starclick. This website is accessible from anywhere around the globe, and you may get paid by PayPal or other means.

Working from home has a number of advantages over working in an office. Staying at home does not have to mean being idle in this day and age of technology and the internet. There are a lot of ways to generate money on the internet. Many freelance opportunities available these days, as well as internet firms with workers that work from home. Start Earning with Star Clicks

7. SUPERPAY APP

You may get paid for completing surveys or sharing your ideas on SuperPay, a reputable and trustworthy market research site. Most polls take 6 minutes to complete and pay $1 to $1.50 per hour. As a bonus, watching videos can earn you $1.5.

You can ask to withdraw Money via Mpesa after you hit the $1 minimum withdrawal requirement. SuperPay is for people who wish to earn extra money by participating in online surveys and giving their opinions. Additionally, it is for businesses and brands who want to recognize fresh market trends to enhance their
goods and services.

8. Trade Forex With FXPESA APP

FXPesa is a product offered by EGM Securities Limited, an online non- dealing foreign exchange broker regulated by the Capital Markets Authority of Kenya.

If you have been trading Forex for some time then chances are, you’ve heard about the FXPesa

It is one of the regulated brokers in Kenya and it allows you to make both deposits and withdrawals via Mpesa.

You can use the FXPesa app to trade in Forex, indices, stocks, and commodities. Or you can use the MT4 platform to perform the same.

How does it work?
Simply download the app, sign up for an account (which is free), and make a deposit of at least $5

You can then start trading any of the assets offered on the platform and when you win, you will be able to withdraw your earnings to Mpesa.

9. Fiverr

More than 300 different job categories can be found on the freelancing website Fiverr. Animation, video, and programming are among the services offered on Fiverr. You must register for a Fiverr account and utilize your profile to advertise your area of expertise as a “seller” to join the community.

Post your services after that, along with their cost and description. Payments from Fiverr can be made via PayPal, wire transfer to a bank account, or credit to a Fiverr Revenue Card.

10. Rakuten

Rakuten offers users up to 40% cash back on purchases made at well-known eateries, stores, and food delivery services. Additionally,
customers can receive money back on other services like gift cards and vacations.

However, how do you approach the procedure? You must first register for an account, choose the retailer you wish to shop at in the app and use the gateway to make payments. You can use a check
or PayPal to pay for the services you need in the app.